There are templates available to guide you through the creation of a web page. You can also create and save your own templates if you have a model that you like and wish to reuse. But the simplest approach is to create a document in word and then save it as an html document. That is what was done to create this page.
The first step is to open a new document in word. Then you may enter text such as this, or include other web page features such as pictures and links. This document is being created just as any other word document. Once this text entered, the document can be saved as a web page by selecting File/Save As HTML. An informational message notifies you that the document is being saved in html format. Click "Yes" to save the document.
It is important to view your document with a web browser as it is being developed so that you know how it will appear to readers of your pages. The easiest way to do this is to double click the icon on the task bar that looks like a sheet of paper with a magnifying glass. This will open the document in your default browser.
That's it!! You have now created a web page. Now you can modify and enhance it for the content and appearance that you desire.
Let's see how to include a picture. You may use either the icon that appears as a mountain landscape or select Insert/Picture. Let's click the icon; use the dialog box that appears to select the picture that you want to include.

The picture will be inserted at the present cursor location. The size of the picture can be adjusted by selecting it (just click anywhere inside the picture) and dragging the corners until you get the desired size. By right clicking inside the picture you can use the picture toolbar to place the picture within the text.
For example, the picture can be placed here: 
Or here:
Or here:
Most web pages contain hyperlinks (URL's) to other web pages. These pages may be on your own web server or they may be at other web sites.
Typically there is some description of the document to be linked and a key word or words indicated that can be clicked to access the page. Click here to see how this works.
That link was created by highlighting the word "here" and then clicking on the "insert URL" icon; it looks like a globe with a link of chain at the bottom. Clicking that icon displays a dialogue box that allows you to enter the URL for the document or, for local files, it will browse and let you select the document. Notice that after the link is created, the linking word or phrase to be clicked is changed to a contrasting color and underlined.
Remember that web pages are actually HyperText Markup Language documents. If you want to see the html code that is generated by Word when you save the html document, select View/HTML Source. You may edit the html code fi you wish.
Now you know how to make a web page with text, pictures, and links to other documents. Starting with those basics and using your imagination you can practice with other web authoring features to create pages that reflect your own personal style.